Your mortgage in Lausanne
Lausanne, capital of Canton Vaud and the fourth largest city in Switzerland, is a dynamic and sought-after property market. Home to universities, the Federal Supreme Court and the International Olympic Committee, Lausanne attracts a diverse population and maintains constant property demand.
The Lausanne property market
The Lausanne property market is characterised by:
- Strong demand: very low vacancy rate, growing population
- High but varied prices: from CHF 8,000/m2 on the outskirts to over CHF 15,000/m2 in sought-after neighbourhoods
- Condominium market: co-ownership (PPE) is the dominant form of acquisition
- New developments: numerous projects (Metamorphose, Plaines-du-Loup, Malley)
Financing examples in Lausanne
| Property | Price | Equity (20%) | Mortgage | Min. income required |
|---|---|---|---|---|
| 3-room city centre | CHF 700,000 | CHF 140,000 | CHF 560,000 | ~CHF 134,000/year |
| 4-room Chailly | CHF 1,100,000 | CHF 220,000 | CHF 880,000 | ~CHF 210,000/year |
| 5-room Pully | CHF 1,600,000 | CHF 320,000 | CHF 1,280,000 | ~CHF 305,000/year |
Minimum income calculated using the bank method (theoretical rate 5% + maintenance + 2nd rank amortisation).
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