Your mortgage in Canton Vaud
Canton Vaud is the third most populous canton in Switzerland and offers a diverse property market, from the shores of Lake Geneva to the Vaud Alps. Whether you are buying in Lausanne, Nyon, Morges or elsewhere in the canton, mortgage conditions vary from one lender to another.
Vision Hypotheques compares offers from more than 40 banks and insurance companies to find the best conditions suited to your project in Canton Vaud.
The Vaud property market
Canton Vaud offers great diversity in terms of property prices:
| Region | Indicative apartment price | Characteristics |
|---|---|---|
| Lausanne city centre | CHF 10,000 - 15,000/m2 | High demand, transport, universities |
| Lake Geneva arc (Pully, Lutry) | CHF 12,000 - 18,000/m2 | Sought-after residential areas, lake views |
| Nyon / Terre Sainte | CHF 9,000 - 14,000/m2 | Close to Geneva, quality of life |
| Morges / La Cote | CHF 8,000 - 12,000/m2 | Good price/quality of life balance |
| Riviera (Vevey, Montreux) | CHF 8,000 - 14,000/m2 | Exceptional setting, tourism |
| Northern Vaud / Broye | CHF 5,000 - 8,000/m2 | More affordable, developing area |
Indicative prices -- they vary depending on the property, condition, floor, view and other factors.
Purchase costs in Canton Vaud
Transfer duties in Canton Vaud amount to 3.3% of the sale price, broken down as follows:
- Cantonal transfer duty: 2.2%
- Municipal transfer duty: 1.1%
- Land registry fees: additional (~0.2%)
For a property at CHF 1,000,000, acquisition costs amount to approximately CHF 35,000.
Estimate your purchasing capacity in Canton Vaud
Simulate my projectOur services in Canton Vaud
- Property purchase: affordability analysis, file preparation, comparison and negotiation
- Renewal: offer comparison at mortgage maturity
- Optimisation: review of your current conditions and pension planning
- Rental investment: financing for investment properties