Request your free mortgage quote
Fill in the form and receive a personalised analysis of your mortgage project. Our service is 100% free and without obligation.
Comparison of 40+ lenders
Cantonal banks, major banks, insurance companies and pension funds — we consult all market players.
Entirely free service
No cost to you. We are compensated by the lenders, with no impact on your conditions.
Response within 24 hours
A mortgage expert will contact you promptly to discuss your project and guide you.
Personalised support
From initial analysis to signing at the notary, we guide you at every step.
What we analyse for you:
- Your affordability according to banking criteria
- The best rates available for your profile
- The optimal financing structure (SARON, fixed, split)
- Amortisation and tax optimisation strategies
- Pension implications (pillar 2 and pillar 3a)
Why use a mortgage broker?
In Switzerland, the majority of buyers approach their usual bank directly for a mortgage. Yet this approach often means missing out on better conditions. A mortgage broker like Vision Hypotheques compares offers from over 40 lenders simultaneously, ensuring you access the best conditions on the market.
The concrete advantages
- Average saving of 0.15% to 0.30% on the rate: On a CHF 800,000 mortgage over 10 years, this represents savings of CHF 12,000 to CHF 24,000.
- Time saved: Rather than contacting each bank individually, a single point of contact handles all the steps for you.
- Expertise: Our advisors know the specificities of each lender and can direct your file to the institutions best suited to your profile.
- Negotiation: Thanks to the volume of cases we bring, we have greater negotiating power than an individual.
How the process works
- Initial contact: You fill in the form above. An expert contacts you within 24 hours.
- Analysis of your situation: During an initial consultation (by phone or in person), we analyse your project, income, equity and objectives.
- Finding the best offers: We approach our 40+ partners and compare the offers received.
- Presenting the results: We present the 2 to 3 best offers with a detailed comparative analysis.
- Support through to signing: Once you have made your choice, we coordinate with the bank, notary and other parties involved.
The entire process typically takes 2 to 4 weeks for a purchase and can be faster for a renewal.