Mortgage broker in Geneva
In Geneva, where property prices are among the highest in Switzerland, choosing the right mortgage is crucial. An independent mortgage broker allows you to compare offers from multiple banks and insurance companies at no cost, and benefit from expert negotiation.
Vision Hypotheques is your trusted partner for all mortgage questions in the Canton of Geneva. With over 20 years of experience and a network of more than 40 banking partners, we find the best conditions for every situation.
Why use a mortgage broker in Geneva?
The mortgage market is vast and rate differences between lenders can be significant. Here is why using a broker makes sense, particularly in Geneva:
- Wide comparison: we approach 40+ partners -- cantonal banks, major banks, private banks, insurance companies -- for each case
- Negotiation power: our volume of cases gives us bargaining power that you do not have as an individual
- Free of charge: our service costs you nothing (bank commission)
- Time saving: instead of approaching 10 banks yourself, we do it for you
- Local expertise: we know the specifics of the Geneva market
- Comprehensive advice: mortgage + pension + tax optimisation in a single analysis
Our process in Geneva
- First contact -- You reach us via the simulator or form. We arrange a meeting promptly.
- Situation analysis -- We study your financial capacity, goals and pension situation.
- File preparation -- We guide you in preparing the required documents.
- Competitive bidding -- We approach our 40+ partners to obtain the best offers.
- Offer presentation -- We present the most advantageous options with a clear analysis.
- Support -- We assist you through to the notary signing.
Your simulation in just a few clicks
Simulate my projectGeneva market specifics
The Canton of Geneva has particularities that influence your mortgage strategy:
- High prices: large mortgage loans require careful comparison -- a 0.1% difference represents thousands of francs
- International population: we also support expats and holders of B and C permits
- Condominiums (PPE): condominium apartments are the most common form of acquisition in Geneva
- Taxation: mortgage interest and maintenance cost deductions are particularly advantageous in Geneva
Our partners present in Geneva
Among our 40+ partners, several have offices in Geneva: UBS, Lombard Odier, Edmond de Rothschild, Rentes Genevoises, AXA, Swiss Life, la Mobiliere, Vaudoise, Generali, Allianz, Helvetia, Zurich and many others.